ATM use

One of the places where a lot of crime happens all over the world is at ATM machines, yet a few precautions should make sure that you can safely use the machine

• Observe the surroundings
Check that there is no suspicious activity around the ATM machine. If there are any persons loitering in the area, leave the ATM machine and go to another machine. Report suspicious activity to the bank.

•Have Your Card in Your Hand
Have your card ready when you approach the machine, so that you are not distracted by looking for your card.

•Keep your PIN a secret.
Use your body or hand or an object to shield the ATM keyboard when you enter your PIN. Do not give someone else the opportunity to see the number that you are entering.

• Don't Leave Your Receipt
Be sure to take your receipt or transaction records with you when you leave, otherwise criminals can easily know how much cash you have got on you and how much cash you have in the bank.

• Do not Flash the Cash
Put your cash away immediately. Do not display or count it at the machine. You can always count it later.

• Keep Your Car Secured
Lock your car if you have to get out to use the ATM machine. If you use a drive-up ATM machine, lock all doors and be sure the passenger-side windows are rolled up.

• Beware of card skimming devices
Card skimming devices are devices that read the info off your card and stores them. These devices are attached to the slot of the ATM machine and looks like part of the ATM machine. Look out for any piece of equipment attached to the ATM machine that looks as if it can be readily removed.

• ATM Bombings
In South Africa, this is a very real threat that can hit while you are using an ATM. Be aware of suspicious packages around or on an ATM machine, and report such packages to the police or bank. Do not use an ATM if you have noticed such a package.

Using an ATM at Night
• Take another person with you for added security.
• Park in a well-lit area, as close to the machine as possible.
• Do not use the machine if the lights on it are not working.
• Make sure you are in view of the public. If the view of the ATM machine is blocked by overgrown shrubbery or trees, or any other objects, use another machine.
• Notify the bank about the visibility problem.

Always notify the bank about any security threats you might encounter while using their ATM machines.